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		<title>Docs Outside The Box</title>
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		<description>Docs Outside the Box is a fusion of money, medicine, and pop culture. After paying off $662,000 in student loan debt, quitting their jobs, and launching 3 businesses, husband and wife, Drs. Nii and Renée Darko, have a lot to say about earning, saving, and investing your way to the lifestyle you’ve always wanted. These two docs parley about personal finance, careers, and the real world. Tune in for the gems. 💎 Stay for the laughs .😂 Welcome to medicine’s new media!</description>
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		<copyright>&#xA9; 2026 PodcastHealth</copyright>
		<itunes:subtitle>Health + Hospital Podcasts</itunes:subtitle>
		<itunes:author>PodcastHealth</itunes:author>
		<itunes:summary>Docs Outside the Box is a fusion of money, medicine, and pop culture. After paying off $662,000 in student loan debt, quitting their jobs, and launching 3 businesses, husband and wife, Drs. Nii and Renée Darko, have a lot to say about earning, saving, and investing your way to the lifestyle you’ve always wanted. These two docs parley about personal finance, careers, and the real world. Tune in for the gems. 💎 Stay for the laughs .😂 Welcome to medicine’s new media!</itunes:summary>
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<item>
	<title>A Dental Student Just Ran Out of Money. The Government Did This. #484</title>
	<link>https://podcasthealth.com/podcast/a-dental-student-just-ran-out-of-money-the-government-did-this-484/</link>
	<pubDate>Tue, 13 Oct 2026 11:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
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	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! A first-year dental student posted a video on Instagram that stopped me cold. He&apos;s run out of federal funding. He&apos;s run out of private funding. He started a GoFundMe just to stay in school. The culprit: The One [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! A first-year dental student posted a video on Instagram that stopped me cold. He&apos;s run out of federal funding. He&apos;s run out of private funding. He started a ]]></itunes:subtitle>
	<content:encoded><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! A first-year dental student posted a video on Instagram that stopped me cold. He&apos;s run out of federal funding. He&apos;s run out of private funding. He started a GoFundMe just to stay in school. The culprit: The One [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! A first-year dental student posted a video on Instagram that stopped me cold. He&apos;s run out of federal funding. He&apos;s run out of private funding. He started a GoFundMe just to stay in school. The culprit: The One [&#8230;]]]></itunes:summary>
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	<itunes:duration>00:26:46</itunes:duration>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>20 Years Later — What I&#8217;d Tell Every Medical Student. #483</title>
	<link>https://podcasthealth.com/podcast/20-years-later-what-id-tell-every-medical-student-483/</link>
	<pubDate>Tue, 29 Sep 2026 11:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/20-years-later-what-id-tell-every-medical-student-483/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Twenty years after medical school, I went back to Kansas City with Renee and our boys. Walking through the place where it all began brought back memories of my father driving me there from New Jersey, the first [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Twenty years after medical school, I went back to Kansas City with Renee and our boys. Walking through the place where it all began brought back memories of my father ]]></itunes:subtitle>
	<content:encoded><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Twenty years after medical school, I went back to Kansas City with Renee and our boys. Walking through the place where it all began brought back memories of my father driving me there from New Jersey, the first [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Twenty years after medical school, I went back to Kansas City with Renee and our boys. Walking through the place where it all began brought back memories of my father driving me there from New Jersey, the first [&#8230;]]]></itunes:summary>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>Want to Do Global Surgery? Start Preparing Now. #482</title>
	<link>https://podcasthealth.com/podcast/want-to-do-global-surgery-start-preparing-now-482/</link>
	<pubDate>Tue, 15 Sep 2026 16:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/want-to-do-global-surgery-start-preparing-now-482/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! A first year general surgery resident slid into my DMs after our previous episode on how GHANA MADE ME BETTER. She’d been following the show for almost 10 years, and she had one question: “How can I best [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! A first year general surgery resident slid into my DMs after our previous episode on how GHANA MADE ME BETTER. She’d been following the show for almost 10 years, and s]]></itunes:subtitle>
	<content:encoded><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! A first year general surgery resident slid into my DMs after our previous episode on how GHANA MADE ME BETTER. She’d been following the show for almost 10 years, and she had one question: “How can I best [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! A first year general surgery resident slid into my DMs after our previous episode on how GHANA MADE ME BETTER. She’d been following the show for almost 10 years, and she had one question: “How can I best [&#8230;]]]></itunes:summary>
	<itunes:image href="https://podcasthealth.com/wp-content/uploads/2026/09/img-10.jpg"></itunes:image>
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		<ssp:title>Want to Do Global Surgery? Start Preparing Now. #482</ssp:title>
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	<itunes:duration>00:42:47</itunes:duration>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>We&#8217;ve Taken Our Kids to Ghana Every Year for 14 Years. Here&#8217;s What Humanitarian Medicine Actually Looks Like. #481</title>
	<link>https://podcasthealth.com/podcast/weve-taken-our-kids-to-ghana-every-year-for-14-years-heres-what-humanitarian-medicine-actually-looks-like-481/</link>
	<pubDate>Tue, 01 Sep 2026 18:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/weve-taken-our-kids-to-ghana-every-year-for-14-years-heres-what-humanitarian-medicine-actually-looks-like-481/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In just a few days, we leave for Ghana, and this year, our boys are coming with us. This is our 14th year doing humanitarian work at KNUST University Hospital in Kumasi with International Healthcare Volunteers. Before we [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In just a few days, we leave for Ghana, and this year, our boys are coming with us. This is our 14th year doing humanitarian work at KNUST University Hospital in Kumas]]></itunes:subtitle>
	<content:encoded><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In just a few days, we leave for Ghana, and this year, our boys are coming with us. This is our 14th year doing humanitarian work at KNUST University Hospital in Kumasi with International Healthcare Volunteers. Before we [&#8230;]]]></content:encoded>
	<enclosure url="https://podcasthealth.com/podcast-download/195449/weve-taken-our-kids-to-ghana-every-year-for-14-years-heres-what-humanitarian-medicine-actually-looks-like-481.mp3" length="33187430" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In just a few days, we leave for Ghana, and this year, our boys are coming with us. This is our 14th year doing humanitarian work at KNUST University Hospital in Kumasi with International Healthcare Volunteers. Before we [&#8230;]]]></itunes:summary>
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	<itunes:duration>00:46:01</itunes:duration>
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	<googleplay:block>no</googleplay:block>
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<item>
	<title>We Were Paying Off $700K in Student Loans. And Doing IVF at the Same Time. #480</title>
	<link>https://podcasthealth.com/podcast/we-were-paying-off-700k-in-student-loans-and-doing-ivf-at-the-same-time-480/</link>
	<pubDate>Thu, 30 Jul 2026 16:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/we-were-paying-off-700k-in-student-loans-and-doing-ivf-at-the-same-time-480/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! We got married in our thirties. Started IVF in the middle of paying off $700,000 in student loan debt. And Nii was working locums shifts several states away — the very thing funding our fertility journey was also [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! We got married in our thirties. Started IVF in the middle of paying off $700,000 in student loan debt. And Nii was working locums shifts several states away — the very]]></itunes:subtitle>
	<content:encoded><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! We got married in our thirties. Started IVF in the middle of paying off $700,000 in student loan debt. And Nii was working locums shifts several states away — the very thing funding our fertility journey was also [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! We got married in our thirties. Started IVF in the middle of paying off $700,000 in student loan debt. And Nii was working locums shifts several states away — the very thing funding our fertility journey was also [&#8230;]]]></itunes:summary>
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	<itunes:duration>00:51:56</itunes:duration>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>2 Docs No Nanny. #479</title>
	<link>https://podcasthealth.com/podcast/2-docs-no-nanny-479/</link>
	<pubDate>Tue, 14 Jul 2026 17:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/2-docs-no-nanny-479/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Nearly 50,000 people watched our co-parenting reel and asked the same question: &#8220;Why don&apos;t you just get a nanny?&#8221; People expected us to have full-time help. We don&apos;t. Not because we can&apos;t afford it. Because we made a [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Nearly 50,000 people watched our co-parenting reel and asked the same question: &#8220;Why don&apos;t you just get a nanny?&#8221; People expected us to have full-time]]></itunes:subtitle>
	<content:encoded><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Nearly 50,000 people watched our co-parenting reel and asked the same question: &#8220;Why don&apos;t you just get a nanny?&#8221; People expected us to have full-time help. We don&apos;t. Not because we can&apos;t afford it. Because we made a [&#8230;]]]></content:encoded>
	<enclosure url="https://podcasthealth.com/podcast-download/186987/2-docs-no-nanny-479.mp3" length="33732689" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Nearly 50,000 people watched our co-parenting reel and asked the same question: &#8220;Why don&apos;t you just get a nanny?&#8221; People expected us to have full-time help. We don&apos;t. Not because we can&apos;t afford it. Because we made a [&#8230;]]]></itunes:summary>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>7% of Med Students Don&#8217;t Match. Do These Things Instead. #478</title>
	<link>https://podcasthealth.com/podcast/7-of-med-students-dont-match-do-these-things-instead-478/</link>
	<pubDate>Mon, 06 Apr 2026 16:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
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	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! You didn&apos;t match. Now what? Every year, roughly 7% of U.S. medical students don&apos;t match into residency. If you&apos;re one of them, you&apos;re not alone—and this isn&apos;t the end. Reddit Question We&apos;re Answering: &#8220;M4 here. Didn&apos;t match into [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! You didn&apos;t match. Now what? Every year, roughly 7% of U.S. medical students don&apos;t match into residency. If you&apos;re one of them, you&apos;re not alone—and]]></itunes:subtitle>
	<content:encoded><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! You didn&apos;t match. Now what? Every year, roughly 7% of U.S. medical students don&apos;t match into residency. If you&apos;re one of them, you&apos;re not alone—and this isn&apos;t the end. Reddit Question We&apos;re Answering: &#8220;M4 here. Didn&apos;t match into [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! You didn&apos;t match. Now what? Every year, roughly 7% of U.S. medical students don&apos;t match into residency. If you&apos;re one of them, you&apos;re not alone—and this isn&apos;t the end. Reddit Question We&apos;re Answering: &#8220;M4 here. Didn&apos;t match into [&#8230;]]]></itunes:summary>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>I Couldn&#8217;t Run a Mile in Residency. #477</title>
	<link>https://podcasthealth.com/podcast/i-couldnt-run-a-mile-in-residency-477/</link>
	<pubDate>Mon, 30 Mar 2026 20:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/i-couldnt-run-a-mile-in-residency-477/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In this episode, we share our honest struggle with fitness as first-generation doctors &#8211; from not being able to run a mile in residency to building a consistent 5-6 day per week workout habit using the Atomic Habits [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In this episode, we share our honest struggle with fitness as first-generation doctors &#8211; from not being able to run a mile in residency to building a consistent ]]></itunes:subtitle>
	<content:encoded><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In this episode, we share our honest struggle with fitness as first-generation doctors &#8211; from not being able to run a mile in residency to building a consistent 5-6 day per week workout habit using the Atomic Habits [&#8230;]]]></content:encoded>
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	<itunes:summary><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In this episode, we share our honest struggle with fitness as first-generation doctors &#8211; from not being able to run a mile in residency to building a consistent 5-6 day per week workout habit using the Atomic Habits [&#8230;]]]></itunes:summary>
	<itunes:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></itunes:image>
	<ssp:image>
		<ssp:url>https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg</ssp:url>
		<ssp:title>I Couldn&#8217;t Run a Mile in Residency. #477</ssp:title>
	</ssp:image>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:48:41</itunes:duration>
	<itunes:author><![CDATA[PodcastHealth]]></itunes:author>	<googleplay:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Is 40 Too Old For Med School? Here&#8217;s The Truth. #476</title>
	<link>https://podcasthealth.com/podcast/is-40-too-old-for-med-school-heres-the-truth-476/</link>
	<pubDate>Mon, 23 Feb 2026 18:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/is-40-too-old-for-med-school-heres-the-truth-476/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Two first-gen doctors answer your real questions: How to open a business bank account, and whether starting Medical school at 40 is still possible.  This week&apos;s Q&#38;A covers two questions that represent completely different stages of the first-gen [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Two first-gen doctors answer your real questions: How to open a business bank account, and whether starting Medical school at 40 is still possible.  This week&apos;s Q]]></itunes:subtitle>
	<content:encoded><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Two first-gen doctors answer your real questions: How to open a business bank account, and whether starting Medical school at 40 is still possible.  This week&apos;s Q&#38;A covers two questions that represent completely different stages of the first-gen [&#8230;]]]></content:encoded>
	<enclosure url="https://podcasthealth.com/podcast-download/165429/is-40-too-old-for-med-school-heres-the-truth-476.mp3" length="41135636" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Two first-gen doctors answer your real questions: How to open a business bank account, and whether starting Medical school at 40 is still possible.  This week&apos;s Q&#38;A covers two questions that represent completely different stages of the first-gen [&#8230;]]]></itunes:summary>
	<itunes:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></itunes:image>
	<ssp:image>
		<ssp:url>https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg</ssp:url>
		<ssp:title>Is 40 Too Old For Med School? Here&#8217;s The Truth. #476</ssp:title>
	</ssp:image>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:57:03</itunes:duration>
	<itunes:author><![CDATA[PodcastHealth]]></itunes:author>	<googleplay:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>How We Paid Off $662K With No Family Help #475</title>
	<link>https://podcasthealth.com/podcast/how-we-paid-off-662k-with-no-family-help-475/</link>
	<pubDate>Mon, 02 Feb 2026 18:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/how-we-paid-off-662k-with-no-family-help-475/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In this episode, we share our complete story &#8211; how we went from $662,000 in medical school debt to completely debt-free in just three years, as first-generation doctors without any family financial blueprint. You&apos;ll hear: Why we accrued [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In this episode, we share our complete story &#8211; how we went from $662,000 in medical school debt to completely debt-free in just three years, as first-generation ]]></itunes:subtitle>
	<content:encoded><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In this episode, we share our complete story &#8211; how we went from $662,000 in medical school debt to completely debt-free in just three years, as first-generation doctors without any family financial blueprint. You&apos;ll hear: Why we accrued [&#8230;]]]></content:encoded>
	<enclosure url="https://podcasthealth.com/podcast-download/163264/how-we-paid-off-662k-with-no-family-help-475.mp3" length="20080230" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In this episode, we share our complete story &#8211; how we went from $662,000 in medical school debt to completely debt-free in just three years, as first-generation doctors without any family financial blueprint. You&apos;ll hear: Why we accrued [&#8230;]]]></itunes:summary>
	<itunes:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></itunes:image>
	<ssp:image>
		<ssp:url>https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg</ssp:url>
		<ssp:title>How We Paid Off $662K With No Family Help #475</ssp:title>
	</ssp:image>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:27:49</itunes:duration>
	<itunes:author><![CDATA[PodcastHealth]]></itunes:author>	<googleplay:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Are You Ready for Locums? #474 Part 4</title>
	<link>https://podcasthealth.com/podcast/are-you-ready-for-locums-474-part-4/</link>
	<pubDate>Tue, 16 Dec 2025 18:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/are-you-ready-for-locums-474-part-4/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! We answer a listener who asks how to know if locums is the right move and whether they’re truly ready for independence. We break down confidence, clinical readiness, and the mindset shift needed to succeed as a 1099 [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! We answer a listener who asks how to know if locums is the right move and whether they’re truly ready for independence. We break down confidence, clinical readiness, a]]></itunes:subtitle>
	<enclosure url="https://podcasthealth.com/podcast-download/156105/are-you-ready-for-locums-474-part-4.mp3" length="11639193" type="audio/mpeg"></enclosure>
	<itunes:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></itunes:image>
	<ssp:image>
		<ssp:url>https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg</ssp:url>
		<ssp:title>Are You Ready for Locums? #474 Part 4</ssp:title>
	</ssp:image>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:16:06</itunes:duration>
	<itunes:author><![CDATA[PodcastHealth]]></itunes:author>	<googleplay:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Life With a Tenant Upstairs + Kitchen Renovation #474 Part 3</title>
	<link>https://podcasthealth.com/podcast/life-with-a-tenant-upstairs-kitchen-renovation-474-part-3/</link>
	<pubDate>Tue, 16 Dec 2025 18:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/life-with-a-tenant-upstairs-kitchen-renovation-474-part-3/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In this episode we&apos;re discussing a life update which is renting out part of our home + kitchen renovations we are doing.We are breaking down the financial lessons we’re learning as a physician household with tenants.  FREE DOWNLOAD [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In this episode we&apos;re discussing a life update which is renting out part of our home + kitchen renovations we are doing.We are breaking down the financial lessons]]></itunes:subtitle>
	<enclosure url="https://podcasthealth.com/podcast-download/156106/life-with-a-tenant-upstairs-kitchen-renovation-474-part-3.mp3" length="12635340" type="audio/mpeg"></enclosure>
	<itunes:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></itunes:image>
	<ssp:image>
		<ssp:url>https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg</ssp:url>
		<ssp:title>Life With a Tenant Upstairs + Kitchen Renovation #474 Part 3</ssp:title>
	</ssp:image>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:17:28</itunes:duration>
	<itunes:author><![CDATA[PodcastHealth]]></itunes:author>	<googleplay:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Wale’s New Album “Everything Is A Lot” + HSA Deadline #474 Part 2</title>
	<link>https://podcasthealth.com/podcast/wales-new-album-everything-is-a-lot-hsa-deadline-474-part-2/</link>
	<pubDate>Tue, 16 Dec 2025 18:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/wales-new-album-everything-is-a-lot-hsa-deadline-474-part-2/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In this episode, we’re diving deep into:  1. Wale’s new album. Is it worth playing in the OR?  A quick, fun review: focus, vibe, and OR compatibility.   2. HSA Deadline Reminder. LAST MONTH to contribute  We’re making ours… [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! In this episode, we’re diving deep into:  1. Wale’s new album. Is it worth playing in the OR?  A quick, fun review: focus, vibe, and OR compatibility.   2. HSA Deadlin]]></itunes:subtitle>
	<enclosure url="https://podcasthealth.com/podcast-download/156107/wales-new-album-everything-is-a-lot-hsa-deadline-474-part-2.mp3" length="12194938" type="audio/mpeg"></enclosure>
	<itunes:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></itunes:image>
	<ssp:image>
		<ssp:url>https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg</ssp:url>
		<ssp:title>Wale’s New Album “Everything Is A Lot” + HSA Deadline #474 Part 2</ssp:title>
	</ssp:image>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:16:51</itunes:duration>
	<itunes:author><![CDATA[PodcastHealth]]></itunes:author>	<googleplay:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>DOE Says Nursing Isn’t a Professional Degree?! #474 Part 1</title>
	<link>https://podcasthealth.com/podcast/doe-says-nursing-isnt-a-professional-degree-474-part-1/</link>
	<pubDate>Tue, 16 Dec 2025 18:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/doe-says-nursing-isnt-a-professional-degree-474-part-1/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! This episode hits EVERY corner of healthcare. Medical students, residents, nursing students, and attendings.  We’re diving deep into:  1. The Department of Education’s classification of nursing as not a professional degree  ● What does this actually mean?  ● [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! This episode hits EVERY corner of healthcare. Medical students, residents, nursing students, and attendings.  We’re diving deep into:  1. The Department of Education’s]]></itunes:subtitle>
	<enclosure url="https://podcasthealth.com/podcast-download/156108/doe-says-nursing-isnt-a-professional-degree-474-part-1.mp3" length="19922944" type="audio/mpeg"></enclosure>
	<itunes:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></itunes:image>
	<ssp:image>
		<ssp:url>https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg</ssp:url>
		<ssp:title>DOE Says Nursing Isn’t a Professional Degree?! #474 Part 1</ssp:title>
	</ssp:image>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:27:35</itunes:duration>
	<itunes:author><![CDATA[PodcastHealth]]></itunes:author>	<googleplay:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>PSLF Guilt, Family Expectations, and Financial Reality. #473 Part 2</title>
	<link>https://podcasthealth.com/podcast/pslf-guilt-family-expectations-and-financial-reality-473-part-2/</link>
	<pubDate>Tue, 09 Dec 2025 02:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/pslf-guilt-family-expectations-and-financial-reality-473-part-2/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! We tackle a raw listener question about carrying $520k in med school debt, feeling guilty about pursuing Public Service Loan Forgiveness, and navigating first‑gen family expectations. We break down what PSLF really is, why it exists, and how [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! We tackle a raw listener question about carrying $520k in med school debt, feeling guilty about pursuing Public Service Loan Forgiveness, and navigating first‑gen fami]]></itunes:subtitle>
	<enclosure url="https://podcasthealth.com/podcast-download/154541/pslf-guilt-family-expectations-and-financial-reality-473-part-2.mp3" length="13149143" type="audio/mpeg"></enclosure>
	<itunes:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></itunes:image>
	<ssp:image>
		<ssp:url>https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg</ssp:url>
		<ssp:title>PSLF Guilt, Family Expectations, and Financial Reality. #473 Part 2</ssp:title>
	</ssp:image>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:18:11</itunes:duration>
	<itunes:author><![CDATA[PodcastHealth]]></itunes:author>	<googleplay:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>ACA Premium Spike 2026: What Doctors, Residents &#038; 1099 Physicians MUST Know. #473 Part 1</title>
	<link>https://podcasthealth.com/podcast/aca-premium-spike-2026-what-doctors-residents-1099-physicians-must-know-473-part-1/</link>
	<pubDate>Tue, 09 Dec 2025 02:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/aca-premium-spike-2026-what-doctors-residents-1099-physicians-must-know-473-part-1/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! The Affordable Care Act marketplace is facing a massive premium spike in 2026 — and Congress is running out of time to stop it.In this episode of Docs Outside The Box, Dr. Nii and Dr. Renee break down [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! The Affordable Care Act marketplace is facing a massive premium spike in 2026 — and Congress is running out of time to stop it.In this episode of Docs Outside The Box,]]></itunes:subtitle>
	<enclosure url="https://podcasthealth.com/podcast-download/154542/aca-premium-spike-2026-what-doctors-residents-1099-physicians-must-know-473-part-1.mp3" length="24589107" type="audio/mpeg"></enclosure>
	<itunes:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></itunes:image>
	<ssp:image>
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		<ssp:title>ACA Premium Spike 2026: What Doctors, Residents &#038; 1099 Physicians MUST Know. #473 Part 1</ssp:title>
	</ssp:image>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:34:05</itunes:duration>
	<itunes:author><![CDATA[PodcastHealth]]></itunes:author>	<googleplay:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Q&#038;A Locums And Life Between U.S.A &#038; Ghana With $478K Debt. #472 Part3</title>
	<link>https://podcasthealth.com/podcast/qa-locums-and-life-between-u-s-a-ghana-with-478k-debt-472-part3/</link>
	<pubDate>Tue, 18 Nov 2025 18:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/qa-locums-and-life-between-u-s-a-ghana-with-478k-debt-472-part3/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Send us a Voice Message &#8211; https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860 We help a graduating resident weigh a bold plan of using locums to pay down $478k in student loans while planning [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Send us a Voice Message &#8211; https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860 We help a graduating resident weig]]></itunes:subtitle>
	<enclosure url="https://podcasthealth.com/podcast-download/152249/qa-locums-and-life-between-u-s-a-ghana-with-478k-debt-472-part3.mp3" length="10464788" type="audio/mpeg"></enclosure>
	<itunes:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></itunes:image>
	<ssp:image>
		<ssp:url>https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg</ssp:url>
		<ssp:title>Q&#038;A Locums And Life Between U.S.A &#038; Ghana With $478K Debt. #472 Part3</ssp:title>
	</ssp:image>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:14:28</itunes:duration>
	<itunes:author><![CDATA[PodcastHealth]]></itunes:author>	<googleplay:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Top 5 Financial Moves That Actually Changed Our Lives. #472 Part2</title>
	<link>https://podcasthealth.com/podcast/top-5-financial-moves-that-actually-changed-our-lives-472-part2/</link>
	<pubDate>Tue, 18 Nov 2025 18:00:00 +0000</pubDate>
	<dc:creator><![CDATA[PodcastHealth]]></dc:creator>
	<guid isPermaLink="false">https://podcasthealth.com/podcast/top-5-financial-moves-that-actually-changed-our-lives-472-part2/</guid>
	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Send us a Voice Message &#8211; https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860 In this episode, we pull back the curtain on the five financial moves that created real change in our lives&#8230;.no fluff, [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Send us a Voice Message &#8211; https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860 In this episode, we pull back the ]]></itunes:subtitle>
	<enclosure url="https://podcasthealth.com/podcast-download/152250/top-5-financial-moves-that-actually-changed-our-lives-472-part2.mp3" length="34236006" type="audio/mpeg"></enclosure>
	<itunes:image href="https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg"></itunes:image>
	<ssp:image>
		<ssp:url>https://podcasthealth.com/wp-content/uploads/2025/06/img-6.jpg</ssp:url>
		<ssp:title>Top 5 Financial Moves That Actually Changed Our Lives. #472 Part2</ssp:title>
	</ssp:image>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:47:29</itunes:duration>
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	<title>REPLAY: What is a 1099? Non-traditional pre-med advice #357</title>
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	<description><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Drs. Nii and Renée do a semi-ok job at explaining the difference between 1099 independent contracting and W2 employment. Dr. Renée runs down the ways in which we give up control of our careers to others. Then the [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[SEND US A TEXT MESSAGE!!! Let Drs. Nii &#38; Renee know what you think about the show! Drs. Nii and Renée do a semi-ok job at explaining the difference between 1099 independent contracting and W2 employment. Dr. Renée runs down the ways in which we give ]]></itunes:subtitle>
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